How Cash Balance Plans Help Business Owners Save More and Pay Less Tax in 2026

If your business had a strong year and you already max out your 401(k), you’ve likely hit the limit on what a traditional plan can shelter. For 2026, a 401(k) profit-sharing plan tops out at $72,000 before catch-ups, which barely moves the needle for an owner earning $400,000 or more.  This is where a cash